Consolidating a student loan
Please note: Due to federal regulations, Citizens Bank is required to provide every potential borrower with disclosure information before they apply for a private student loan.
The borrower will be presented with an Application Disclosure and an Approval Disclosure within the application process before they accept the terms and conditions of their loan.
Variable interest rates range from 2.89%- 8.24% (2.89%-8.24% APR) and will fluctuate over the term of the borrower’s loan with changes in the LIBOR rate, and will vary based on applicable terms, level of degree earned and presence of a co-signer.
Fixed interest rates range from 3.35%-8.24% (3.35% – 8.24% APR) based on applicable terms, level of degree earned and presence of a co-signer.
from all the best student loan refinance lenders listed with a single application.
You can even check your prequalified rates without sharing your personal information or incurring a hard credit pull, so it won’t affect your credit.
It can also be a way to get into repayment plans you otherwise wouldn’t be eligible for.Check Your Rates Now Borrowers save an average of ,688 when they refinance their student loans using Credible.Check out our student loan refinancing calculator to see how much you could cut your student debt by.We recommend the lenders above because we thoroughly evaluated them. Can I consolidate private and federal loans together? You can also extend the term of your loan, at the same interest rate.However, our team also researched other institutions and found some good alternatives for people that want to consider all options before they begin the process of refinancing or consolidating student loans. If you’re concerned about lowering your monthly loan payments, consolidation could be a good option for you.